Kiva! Get a kiva account. It is where you make loans to help people make a business then they pay you back and you make a new loan. It is fun, why don't you join?? Make a loan, change a life. I do it. My mom gave me an amount of money and so I decided to donate to someone named Donna and she needed help with her business. I had enough to donate and she got her business going again, then she paid me back and now I just donated to someone else. It is a great way to help out.